Mundane Wealth
Back to Ars Magica: Nova Semitae Saga
The covenant engages in a number of activities to earn money for the covenant, but these are the current incomes sources:
Once wealthy due to its produce and meadery, the covenant is starting to slip into a state of disrepair mostly due to the recent loss of all of its founding magi. This was alleviated somewhat with the infusion of some new blood who helped stave off ruin for the covenant and its resources through magical items and some skillful mundane politicking. Additionally, the casting of The Bountiful Feast has helped increase the productivity of the covenant's harvest. However, two former apprentices have chosen to leave the covenant, and Nova Semitae is down to only two Hermetic magi and one hedge wizard.
In Summer 1219, a lavish feast that involved the entire covenant and a couple hundred magi of the Order took place, depleting the covenant's reserves. With a slim profitability, the covenant is once again looking to enhance its income to support the burgeoning covenfolk population.
The Mythic Pound
Much like 'Mythic Europe', the Mythic Pound is not an actual unit of money in Mythic Europe. Money is generally in silver pennies, with several teams to denote larger amount of pennies, as follows:
1 Mythic Pound = 20 shillings = 240 pennies
Therefore, 1 shilling = 12 pennies.
Also in use around this time was the practice of cutting a penny into halves and quarters to make change. This produces the half-penny and the quarter-penny (farthing). These denominations are used only by the peasantry for extremely cheap purchases.
Covenant Financials
All figures in Mythic Pounds.
Calculated from game start date, Winter 1220. Includes 6 PC magi, 3 NPC magi, 4 PC companions, 1 NPC companion
Income
Source of Income | Base Income | Modifier | Modifier Multiplier | Income Amount | Notes |
Mead & Ale Sales (Typical) | 143 | Growth | x 1.05 | 150.15 | |
Agriculture, Honey (Typical) | 143 | Growth | x 1.05 | 150.15 | Mostly from casting of The Bountiful Harvest |
Money-lending | 40 | Growth | x 1.05 | 42 | |
Magical Silver | 18 | Status Quo | x 1.0 | 18 | Magically created, maximum 2 pounds/magus/year into circulation* |
TOTAL INCOME: | 360.3 |
Expenditures
Upkeep | Cost | Reductions | Total | Reduction Notes |
Buildings | 51.6 | 28 | 23.6 | 2 carpenters (-16), furniture maker (-8), candle maker (-4) |
Consumables | 103.2 | 44 | 59.2 | furniture maker, candle maker, cobbler, blacksmith, magical oven (-2), magical anvil (-2), magical loom (-6), 9 labs with magical lighting/heating (-18) |
Laboratories | 9.5 | 1.9 | 7.6 | glassblower (Neanne) (-20%) |
Provisions | 258 | 132 | 126 | 100 laborers (maximum 1/2 Provisions) + 2 brewers (8 each) + beekeeper (8) + 2 kosher butchers (4 each) |
Tithes (Taxes) | None yet! | |||
Wages | 103.2 | 103.2 | ||
Weapons & Armor | 2 | 1 | 1 | 1 bowyer @ 50% |
Writing Materials | 12 | 6 | 6 | |
Inflation | - | |||
Feast Days | 16 | 0 | 16 | 4 feast days annually @ 4 pounds each |
Pound of Enumerous | 1 | - | 1 | Fixed at 1 pound, see Covenants, p. 70 |
TOTAL EXPENSES | 343.6 |
Bottom Line
Income | 360.3 |
Expenditures | 343.6 |
Surplus (Deficit) | 16.7 |
Covenant Reserves | 12 |
Restricted Reserves* | 66 |
* The covenant has an additional reserve of silver coins thanks to a casting of a variant of The Riches That are Rightfully Mine(d). It was invented by Justinian of Tremere in 1180 and created 1000 pounds of silver coinage. At the time, it was used heavily to pay for early buildings and upkeep of the covenant until the 1208 Tribunal that passed a law restricting covenants from introducing an amount of magically-created silver into the economy to 2 pounds per magus per year. The covenant does draw on this to help pay for upkeep of the covenant up to the maximum per year.